No, using your breakdown cover does not count as an insurance claim. In the event of an accident where we assist you would need to contact your insurer. Breakdown cover is a separate service that's there to help you when your car won't cooperate - not something that affects your main car insurance policy. 

We have a 24 hour period from the start of your policy where you are unable to make a claim, after 24 hours you are covered in full. If you've already broken down, or in the unfortunate event you breakdown in the first 24 hours, you can still get help on a pay on use basis. 

No, it doesn't. Calling for roadside assistance doesn't count as a claim on your car insurance, so your no-claims discount stays perfectly safe. Breakdown cover is designed to get you back on the road, not penalise you for needing a hand. 

Using your breakdown cover won't directly increase your car insurance premium. Your insurer doesn't treat it like an insurance claim, so it won't impact your record. 

Accident Assistance — Complete Peace of Mind


With our breakdown insurance, accidents are covered as standard. An accident is treated as a breakdown, meaning you receive the same fast, reliable service and support.


And when you need more, we step in to help.


What We Provide:


24/7 Claims Management – Immediate support from dedicated road accident specialists.


No Additional Excess – No extra excess to pay for accident assistance.


No Upfront Costs – We manage the process without you paying out of pocket for our assistance.


Replacement Vehicle – Helping keep you mobile wherever possible.


Vehicle Repairs Managed for You – We coordinate the repair process to reduce stress and inconvenience.


Manufacturer Parts Used – Repairs carried out using manufacturer parts, where available.


We’ll also work directly with your insurer wherever possible, helping to streamline communication and ensure everything runs smoothly.


Availability of certain services may depend on individual circumstances and insurer approval, but our team will always work to secure the best possible outcome for you.


From first call to final repair, we’re by your side.